MSMEs account for 80% of India’s industrial enterprises, and contribute to more than 40% of its manufacturing output and exports

More than 80% of MSMEs do not have any access to formal finance and are self-financed

India’s total MSME debt gap is estimated at INR 19 trillion; which is expected to increase with the growth in MSME sector output

Apart from inadequate finance, MSMEs also lack business solutions that can help them manage their business finances efficiently


Indium focuses on MSMEs to make their financial management,
including availability of financing, more effective and efficient


Our Vision

To be the partner of choice for MSMEs to realize their business ambitions.

Our Mission

To be a trusted partner for MSMEs by providing suitable financing and business management solutions, through optimal use of technology and by collaborating with other players in the ecosystem.


Core Values

Customer Centricity

To service our customers with the best advice and solutions.

Product Innovation

To offer innovative solutions to MSMEs by leveraging our extensive experience.


To collaborate internally and externally to seamlessly meet customer needs.


To be honest, open and fair in all our interactions with our customers and all other stakeholders.

Shareholder Value

To stay focused on creating sustainable shareholder Value.